Global Payments Inc. (Global Payments) is a provider of electronic payments transaction processing services for consumers, merchants, independent sales organizations (ISOs), financial institutions, government agencies and multi-national corporations located throughout the United States, Canada, the United Kingdom, Spain, the Asia-Pacific region, the Czech Republic, and the Russian Federation. The Company serves as an intermediary to facilitate electronic payment transactions and operates in two business segments: North America Merchant Services and International Merchant Services. On October 1, 2012, the Company completed the acquisition of Accelerated Payment Technologies (APT). The Company accepts a range of card and electronic based payments at the point of sale. The Company's business model provides payment products and services directly to merchants as its end customers.